Ditch Traditional Credit Card Processing

Keep Up To 100% Of Your Revenue

You Have Alternatives To High Fees. Switch Now & Save Big.

Choose A Processor

1

Display signage to make your customers aware of the benefit and savings

Display Signage

3

Select Equipment

There are multiple terminals and point of sale systems that support cash discounts

2

It's Easy To Start Or Switch

Take Back Your Revenue!

Slice Payment Processing

- Cash Discount & Credit Surcharge

- Proprietary Software

- Mobile Payment Solutions

Select A Company Below & Start Saving

#1

- Rate Lock Guarantee

- Extensive Equipment Offerings

- Proprietary POS

Overall Score

9.8/10

XeroPoint. Payment Processing

- Free XeroPoint Terminal

- Fully Compliant

- No Statement Fees

- No PCI Fee

#3

- $0.00 Monthly Fee

- Free Signage

- A+ BBB Rating

Overall Score

9.5/10

BLUEDOG Payment Processing

- Free Terminal**

- Terminal & POS Options

- No PCI Fee

#2

- Next Day Funding

- 24/7 Customer Support

- Fully Compliant Program

Overall Score

9.6/10


Slice came into being at the beginning of 2019 and has dedicated itself primarily to merchants looking to reduce their fees. Understand, however, that though Slice is a newer entity [...] Read More

International Bancard Processing

- Cash Discount and Surcharge programs

- Next Day Funding

- 24/7 Customer Support

#4

- Point of Sale provider for Clover, Paradise POS, and Poynt

- Payment processing industry leader for nearly two decades

Overall Score

9.2/10

How Cash Discount Works

There are a variety of terminals to choose from, depending on your business needs. The equipment may be able to integrate with your existing system!


Select an expert provider from our list. They will set you up with a  merchant account, cash discount compatible equipment, required signage for entry ways and point-of-sale locations. That's it!


Eliminate your credit card processing fees!

Ditch Traditional Processing & Keep 

Your Revenue

Cash Discount Can Benefit 

Businesses Of All Types

This program is completely legal and is acceptable to offer a discount to customers for paying cash or charging them the “regular price” at the credit card terminal. If processing costs are built into your prices, it is possible that surcharging will allow you to lower prices across the board. This, in turn, could make your business more competitive, especially if most of your customers pay with cash, check, or debit card.


As stated in the Durbin Amendment (part of the 2010 Dodd-Frank law) businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.


Under the Durbin Amendment there is no distinction between using a PIN or not and if the card is a bank debit card it is always considered a debit transaction – with or without a PIN number and never would such a transaction be considered a credit sale.


As of January 27, 2013 several Card industry changes went into effect with regards to the credit card company’s federal class action litigation settlement. The settlement requires Visa and MasterCard to change some rules for merchants who accept their cards, including allowing merchants to “offer discounts to customers who pay with payment forms less expensive than Bank Debit cards”.


1. Clear and conspicuous signage is required by law to be displayed at the business entry point and at the point-of-sale to easily and accurately explain the discount program payment options – if a customer “chooses to pay with cash or check the service charge is discounted”.


2. The customer service fee or discounted amount must be present on any generated receipts from the transaction. Cash Discount compatible device software provides customer receipts that clearly outline:


- Base Cost

- Cash Discount

- Total Sale

Is Cash Discount Legal?

And Keep Your Revenue

Eliminate Your Credit Card Processing Fees!